Skip to main content

Checking Accounts

We have a checking package that’s right for you.

Everyday 

 

$5 share
$25 open balance

money bag

Everyday Advantage* 

$5 share
$25 open balance

 

tablet icon

Spirit

For ages 13 – 23

$5 share
$25 open balance

hand holding money
 
 
 
 

 

Features & Benefits

  • AHCUdigital Access

     

  • Phone Branch Access

     

  • Debit Card

     

  • Bill Payment

     

 

*Everyday Advantage Requirements

E-statements plus one of the following services on a monthly basis:  Automatic deposit of $500 or more - 10 debit card transactions - Loan balance of $5,000 or more - Combined savings of $25,000 or more. Anoka Hennepin Credit Union, a Division of TopLine Financial Credit Union membership required. 

 

Compare Accounts

Which checking account is right for you?

Features everyday everyday advantage Spirit*
Minimum Balance

No

No

No

AHCUdigital Access

Yes

Yes

Yes

e-Statements

Yes

Yes

Yes

Minimum Opening Deposit

$25

$25

$25

Debit Card

Yes

Yes

Yes

Age Requirement

18

18

13-23

*The Spirit Debit Card donates 5% of debit card transaction fees to the AHCU Spirit Foundation which makes contributions to local high schools to reduce student activity costs, so that all students can participate in healthy school activities. 

Which school will you support; Anoka, Centennial, Andover, Blaine, Coon Rapids, Forest Lake, or Champlin Park? You can even choose to donate to the Anoka Hennepin School District.

Credit Union Membership required.  See the Fee Schedule for any applicable fees.  For Everyday Checking accounts, minimum opening deposit of $25 required.  For qualifying EveryDay Checking you may qualify for the Everyday Advantage Checking if you meet one the following requirements: A) are enrolled in and receive e-Statements and one of the following. 1) have a minimum balance of $25,000.00 as stated in the Rate Schedule; 2) receive a minimum of $500.00 in direct deposit(s) monthly; 3) make 10 debit card transactions monthly; or 4) have a total of $5,000.00 in outstanding loan balances at the end of the month.

Debit Card  

The ultimate in freedom and flexibility.

 
 
 
 
debit card

 

 

 

 

Our debit card is available with new and existing Everyday Checking Accounts.  You can use your debit card instead of cash or check to make purchases, or you can use it with your personal identification number (PIN) to access cash at ATMs.  No-charge cash-back at some retailers at the time of a purchase is a convenient option to an ATM transaction. Any purchase or cash-back is automatically deducted from your checking account.  

Use your card for in-store purchases or take out cash at the ATM.  Easily track your purchases with AHCUdigital and your monthly statements. All debit cards are chip enabled for your security.

 

Chose a standard card or pick from one of eight Spirit debit cards supporting local schools.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Not a member? Join us today!

Joining is easy and only takes a few minutes

Become a Member
Merger