Skip A Pay

Which loan types are able to be skipped?

• Auto Loans

• Recreational Vehicle Loans

• Personal Loans (excluding Rapid Advance or Credit Card Accounts)

 

Which months are available to skip?

• December 2024

• January 2025

 

If I took advantage of Skip a Pay already in 2024, is my loan payment eligible to be skipped again?

Skip a Pay is available for one skip per loan per rolling 12 month period, this includes previous skip requests due to hardship.

 

Is there a fee to skip my loan payment?

Yes, there is a processing fee of $30.00 per loan skipped.

 

How do I apply to skip my loan payment?

Complete the Skip A Pay Request & Authorization form.

 

How will I know if my loan payment is eligible to be skipped?

We will only contact you if your loan payment is NOT eligible to be skipped.  They will explain the reason your loan was not eligible to be skipped.  

 

Disclosure: I/We understand that by submitting this request to Anoka Hennepin Credit Union, a division of TopLine Financial Credit Union (AHCU), I/we
are requesting to skip the monthly payment indicated above on the indicated loan. I/We also understand that interest will continue to accrue
on my/our outstanding balance during this time and the term of my/our loan may be extended. I/We understand that if I/we fail to submit
this request within 10 days before the due date of the monthly payments I/we would like to skip, my/our normal loan payment will be due on
the normal scheduled due date; or if subject to transfer will be made on the scheduled due date. Should this occur and funds are not
available to complete my/our normal loan payment, I/we may be subject to Late Fees as outlined in my/our loan agreement(s). Payments
made cannot be refunded. AHCU reserves the right to revoke this offer if any of my/our account(s) are in default or if I/we fail to meet any
other condition or criteria of this offer as specified herein. I/we understand that this request can only be used for the specified loans and is
only available for one skip per loan per rolling 12 month period, this includes previous skip requests due to hardship. The offer does not
apply to real estate secured loans, business loans, Drive4Less Loans, Relief Loans or open ended lines of credit including credit cards.
Payments made by credit union transfer or AHCU loan origination from another financial institution will be suspended for the month
skipped. I /We understand after the skip payment period my/our normal monthly payment will resume on the first due date following the
skip payment period. I/We understand that I/we will be responsible for stopping payments made by Bill Payment initiated either through
AHCU or another financial institution and re-initiating the bill payment after the skip period. A $30 fee will be assessed for each Skip A Pay
processed. The fee cannot be deducted from your $5 minimum share balance and the payment will not be skipped unless the fee has been
paid. Payment amounts of $100 or less are not eligible for Skip A Pay. Qualifications and restrictions apply. Offer subject to change or
termination.