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Are you ready to purchase the car of your dreams!

Auto/Truck Loan

AHCU’s lending program tries to offer options that will allow qualified members to find a loan payment in their price range.

  • Stated rates are for vehicles 2006 and newer
  • For vehicles 2005 and older add 1.00% to the stated rate
  • Terms longer than 72 months may be available
  • Financing available for up to 100% of purchase price on new or used vehicles including tax, license, transfer fees and loan protection products
  • All rates quoted as ANNUAL PERCENTAGE RATES (APR)
  • APR may vary depending on creditworthiness
  • Rates may change at any time.  Other restrictions may apply
  • Guaranteed Asset Protection (GAP), Mechanical Repair Coverage and Payment Protection are available


How to Buy a Car…with an Auto Loan…from AHCU

The process of buying and financing your dream car is easy. We provide step-by-step instructions and will walk with you every step of the way. Click on one of the links below to learn more.

  1. How to buy a car from Enterprise
  2. How to buy a car from Integrity Autosource
  3. How to buy a car from a private party
  4. How to buy a car from a dealership

Guaranteed Asset Protection

Protect your vehicle investment with Guaranteed Asset protection (GAP).  The GAP Advantage is a benefit that gives you peace of mind while you’re in the driver’s seat: If the vehicle that you purchased with GAP Advantage ever becomes “totaled” or is stolen and not recovered, GAP Advantage will cover the difference between the value of your vehicle and the unpaid loan balance. It will also provide you with a head start of $1,000 toward your next financed vehicle.

Mechanical Repair Coverage

Mechanical Repair Coverage is a mechanical breakdown protection service which offers a complete line of coverage designed to keep your vehicle on the road.  Even the most reliable vehicle can develop a mechanical problem. No matter where you travel in the United States, you are protected against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor.  Mechanical Repair Coverage plans come with a Rental Car Allowance and 24 /7 Emergency Roadside Service. Complete terms and provisions are contained within each Service Agreement.






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