Home | About Us | Locations | Rates | Fees | Contact Us | 763.422.0290

AHCU Mobile

Check Deposit

Deposit your checks in a snap!

Mobile Branch Secondary

Additional Terms & Conditions:

Getting Started
  • The service is free to AHCU members
  • Must have AHCU checking account
  • Must be enrolled in AHCUdigital
  • Must have AHCU Mobile App on your device
 Proper Endorsement for AHCU Mobile Check Deposit
  • Your signature
  • “For Mobile Deposit Only”
  • Account #_____________
  • Check payable to two payees must be endorsed by both payees and must be deposited into an account of both payees
Eligibility
  • Must be an AHCU member
  • Must be at least 15 years of age with parent consent
  • Personal checking account open at least 30 days
  • Checking account must meet overdraft limits
  • Must consent to the AHCUdigital and AHCUdigital Mobile App Agreement
  • Must be approved for service from Anoka Hennepin Credit Union
  • Membership share account must in good standing

Deposit Limits

  • $2,500 per item
  • $2,500 total per day
  • 2 business day hold on all AHCU Mobile Check Deposit items.  1st $200 made available
Reasons for Failure Include:
  • Bad check image
  • Improper endorsement
  • Check amount does not match amount being deposited
  • Exceed per item or daily limit
  • Bad account behavior
Once Check Has Been Accepted:
  • Write AHCU Mobile Check Deposit on FRONT of check once it has been paid along with date item was deposited
  • Hold check for 30 days and then securely dispose of checks
Daily Deposit Deadline
  • 2 business day hold on all AHCU Mobile Check Deposit items.  1st $200 made available  
  • Deposits made prior to 1 p.m. M-F will be processed the same business day and be generally available two business days later
  • Deposits made on weekends or holidays will be processed the next business day and be generally available two business days later
How to Make Deposit 
  • Make sure item properly endorsed
  • Log into AHCUdigital Mobile Banking App
  • When prompted carefully enter amount of check
  • Be sure to flatten check before snapping photo of front and back
  • Take photos in a well-lit area
Types of Checks Not Accepted in AHCU Mobile Check Deposit include but are not limited to:
  • Altered checks
  • Stale Dated Checks
  • Future Dated Checks
  • Incomplete Items
  • Non-legible Checks
  • Fraudulent Checks
  • Imaged Items
  • Previously deposited checks
  • Money orders
  • Improperly endorsed items
  • Checks drawn on financial institution outside the United States
 

 

hrLarge

"Helping People Discover and Achieve Their Dreams"